Best Reddit Personal Finance Subs To Follow In (Save Money, Make Money, Invest & More)

Reddit personal finance subs continue to be a great resource for expanding your money knowledge in 2019. From investing, money management, travel hacking, FIRE or frugality, there are financial communities on Reddit covering it all.

Reddit has grown to one of the top 25 websites globally for traffic and overall rank. If you’ve spent time on the platform, you know it covers every subject imaginable with billions of comments, threads, users and subs.

In terms of the social media platforms, Reddit might have a reputation to make you believe it might not be an effective medium for financial discussion and advice. However, the opposite is true (in a big way). There are niched down subs on every financial topic and willing members of the community happy to provide you support, advice and yes…sometimes a little humor or rough around the edges advice.

In 2019, you can add the wonderful world of Reddit to the list of the best personal finance podcastsbest personal finance blogs and top financial books as trusted sources for content.

Whether you want to lurk (like I have for years) or be an engaged member of one of the Reddit personal finance subs, there is value to be had. That holds true no matter what stage of your financial journey you’re at. Ask a question, lurk and review threads, search for evergreen advice or stay up-to-date on the latest financial news.

Here are some of the best Reddit personal finance subs to help you push your money and life forward.

GENERAL PERSONAL FINANCE REDDIT SUBS

/r/personalfinance

The flagship personal finance sub is of course /r/personalfinance. With over 13.5 million subscribers it’s far and away the largest financial community on the platform. At any time of the day or night there are thousands of members online.



If you’re looking for financial tips or advice on any range of personal finance topics, this sub can definitely be an effective source.

The sidebar has links driving you to sections for advice and foundational content specific to your age, financial topics and more. The PF Wiki includes their framework of resources on the key areas of personal finance. From emergency funds to investing and everything in between, that Wiki is a great starting point.

Users pose questions for financial advice or share relevant articles. The flaring system (tagging posts with specific colours and headers to identify theme or category) helps you easily navigate the different content.

HEAD OVER TO /r/personalfinance NOW

/r/PersonalFinanceCanada

The Canadian counterpart to the /r/personalfinance for all my friends North of the border – /r/PersonalFinanceCanada. While the 92,000 subscribers and 500 to 1,000 members online doesn’t compare to the sub above, the engagement and support remains consistent.

Taxes, investing, TFSAs, RRSPs, the Bank of Canada, Canadian credit cards, financial institutions and so on. It’s a melting pot for all things relative to personal finances in Canada to be discussed.

The side menu includes links to other subs and communities. Plus recommended books, financial blueprints, FAQs and a Wiki. Plus there are also AMAs (ask me anything) with leaders from the Canadian financial community.

CHECK OUT /r/PersonalFinanceCanada TODAY

/r/FinancialPlanning

Next up is the Financial Planning Reddit sub. Currently sitting at 56,000 subscribers, it’s not the largest finance sub on Reddit, but it’s an active one. The Financial Planning sub is also one that digs a bit deeper when you want to and can get more specific in terms of the questions asked and topics discussed.As described on the sub, “discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality.”

It’s a mixed bag of financial discussion on any given day. Content creators share their blog posts, podcasts and videos. Random users pose questions on retirement or taxes and CPAs jump in with their thoughts.

You can truly build a well-rounded mindset around taking control of your money and life on this sub.

JUMP INTO THE /r/FinancialPlanning SUB

FRUGALITY & SAVING MONEY REDDIT SUBS

/r/Frugal

When it comes to Reddit personal finance subs about saving money, /r/Frugal leads the way. The sub has over 1 million subscribers and upwards of a couple thousand member online at any given time.

One of the popular ongoing themes on the sub is Thrifty Thursday where users can share their furgal wins.

The advice, first-hand experience and stories of frugality and saving money know no bounds. Housing, transportation, foods, subscriptions, clothing, DIY and almost every other topic applicable to most of us are discussed on the daily.

If you want to save money and embrace the mindset of frugality, this is the sub for you. Plus the sidebar is jammed full of links to other relevant subs (like /r/budgetfood) that are niched down to more specific topics on saving money in your everyday life.

START LEARNING THE WAYS OF /r/Frugal NOW

/r/povertyfinance

The next sub aims to help those at lower income levels looking to make progress with their personal finances.

The mission of the sub is “financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. No Judgement, just advice!”.

Sounds like a helpful space, right?

Well it is and /r/povertyfinance currently sits at 157,000 subscribers and counting. The sidebar features a collection of rules and reassurances to establish this sub as a place for support, advice and positivity. No shaming, judgement or belittling. It’s a space that seems to limit the amount of snippy comments or trolling that other personal finance subs might possess.

Topics discussed range from money saving hacks and managing debt to side hustles and growing your professional income.

TAKE CONTROL OF YOUR MONEY WITH /r/povertyfinance TODAY

/r/simpleliving

While not entirely a personal finance and money sub, /r/simpleliving is an engaging community that discusses the concepts of frugality and saving money in terms of the impact of living a simpler life.

The sub has suggested simple living books, collection of web resources and crafted list of FAQs.

If you’re looking for ways to mitigate complications, lessen stress, master your money, pursue ideas around minimalism and maximize happiness, this sub can aid in that journey. With over 141,000 subscribers, there is always engaging discussion taking place.

The description of the sub says it all, “breaking free of the work/spend/borrow cycle in order to live more fully, sustainably, and cooperatively.”.

JOIN THE /r/simpleliving MOVEMENT

INVESTING REDDIT SUBS

/r/investing

The /r/investing sub is another one of the bigger personal finance subs on Reddit with over 653,000 subscribers.

This sub isn’t one to be asking for advice or investing tips. It’s more of a newsroom and higher-level discussion community on companies, markets, trends and general investing knowledge. Of all the subs noted here, this one can really take you down a rabbit hole.

The FAQ provides insights into the most commonly asked questions and discussion points of the sub. From index funds to individual stocks, the FAQ and sub covers the gamut.

/r/investing might not be for everyone but if you’re curious about expanding that area of your personal finance knowledge, you’ll find plenty of value.

HEAD INTO /r/investing NOW

/r/Bogleheads

The founding father of Vanguard, Jack Bogle (RIP), is the defacto figurehead of the index fund. He has helped shift the investing mindset and strategy of millions. Mr. Bogle has also developed his own following and group devoted to his ideas (in an awesome way focused on spreading financial literacy – not a cult).



The description of the /r/Boglehead sub does the best justice to the goal of the Bogleheads:

“Bogleheads are die-hard fans of Jack Bogle and index fund investing in general – Jack Bogle founded Vanguard, is the father of index funds and an all-around inspiration for people who want to engage in passive investments (generally stocks and bonds) for a long-term return that will beat active alternatives.”

The sub is one of the smallest of our Reddit personal finance subs listed here with almost 10,000 subscribers. It’s also not overly active with dozens of daily posts and threads. However, the topics discussed and evergreen knowledge available around the Bogleheads will provide value in leaps and bounds.

If you want to learn about long-term investing, building wealth, keeping expenses low and simplifying your financial journey, this sub will certainly help.

ENTER THE /r/Bogleheads HERE

TRAVEL HACKING & CHURNING REDDIT SUBS

/r/churning

Churn and burn! Churn and earn! The wonderful world of travel rewards and travel hacking is alive and well on Reddit. For those a little confused on the term “churning”, it’s the practice of earning travel rewards and value by turning through credit cards.

The self-described churning sub is “a place to discuss the nitty-gritty of “churning” credit cards to profit from sign-up offers. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across.”

The sidebar is packed with content to help those just starting out navigate the bevy of information. Including a Wiki and a glossary along with dedicated links or evergreen threads on the premier American credit cards and rewards programs.

With close to 160,000 subscribers the community is booming with discussion. As a Canadian I’m envious of the credit card offers available to my neighbours to the south.

DIVE INTO THE WORLD OF /r/churning

/r/churningcanada

The churn, burn and earn community has a dedicated churning sub for Canadians as well. If you’re based out of Canada and want to stay on top of the best credit card deals and travel hacks – this is the sub.

The bonuses and opportunities may not be as plentiful or profitable as those in the States. However, there is still a TON of travel and rewards value to be had in Canada.

The 8,900 subscribers might not seem like much but the engagement, enthusiasm and expertise of these members brings 10x the value. Whether it’s a new card, limited time deal, new points maximization strategy or best practices for specific cards, this sub has the answers.

New users can start with the churning resources wiki.

Credit cards, hotels, airlines, banks and everything else associated to travel and finances are discussed. It’s the best source for getting the best bang for your buck and to also ensure you’re made aware of the latest deals.

START CHURNING WITH /r/churningcanada TODAY

FI/FIRE REDDIT SUBS

/r/financialindependence

For those pursuing the life of FIRE or financial independence, there are of course subs on Reddit devoted to the cause and mindset. Even if you’re just at the start of your journey and looking to learn more about financial freedom, the /r/financialindepdence sub is an amazing resource.

Those new to the term, FIRE stands for financial independence retire early. There are blogs, podcasts, books and online communities dedicated to FIRE, including this sub (and many others for different nations and locations).

At 490,000 subscribers, the sub is packed with other people from around the globe on the path to FI/RE. There are daily discussion threads, questions posed for advice on specific topics, news articles, podcasts, etc.

Even if you might not be thinking about retiring early yet or aren’t sure what the future holds, this sub can change your financial journey.

GET INTO /r/financialindependence NOW

/r/leanfire

Continuing the theme of FIRE, there are different subsections of that mindset and movement. One of the more popular subsections is known as leanFIRE and there is a community dedicated to that on Reddit.

“For those that want to approach the problem of financial independence from a minimalist, stoic, frugal, or anti-consumerist trajectory.”

The /r/leanfire sub has over 68,000 subscribers and is packed with content around frugality, investing, financial planning and much more. There are Wikis for Getting Started and the common question of Can I Retire Early that features legacy content to help those pursuing the path.

JUMP INTO THE /r/leanfire COMMUNITY

MORE PERSONAL FINANCE SUBS ON REDDIT

There are hundreds of more personal finance subs on Reddit dedicated to specific locations, mindsets and financial subjects. The number of communities actively looking to discuss money and bettering your life are astounding. The passion and energy on these subs no matter what the subject always inspires me.

Here are some additional subs worth checking out (the list could go on and on):

Conclusion: Best Reddit Personal Finance Subs To Follow In 2019

Reddit has communities for every corner of the personal finance world. Whether it’s frugality, investing, FIRE, travel hacking or anything in between, the platform is full of amazing financial content, advice and conversation.

You could become an active contributor and engage in the discussion or lurk and learn at your own pace.