### If you need help, please check the [PF Wiki](https://www.reddit.com/r/personalfinance/wiki/index) to see if your question might be answered there.
This thread is for personal finance questions, discussions, and sharing your success stories:
1. *Please make a top-level comment if you want to ask a question! Also, please don’t downvote “moronic” questions!* If you have not received your answer within 24 hours, please feel free to [start a discussion](http://old.reddit.com/r/personalfinance/submit?selftext=true).
2. *Make a top-level comment if you want to share something positive regarding your personal finances!*
**A big thank you to the many PFers who take time to answer other people’s questions!**