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401k and Roths. Tax Brackets in retirement.

To recap the high level differences between a Traditional 401k vs a Roth 401k, the traditional is all pre-tax money that is invested and growing to be taxed upon withdrawal in retirement, whereas the Roth is post tax and further growth is not taxed.

Conventional wisdom says if you will be in a higher tax bracket in retirement, the Roth is better, if you will be in lower tax bracket, the Traditional is better.

How do we as long term retirement investors determine what tax rate we’ll be looking at in retirement? Or how much we’ll be making each year in retirement?

401k and Roths. Tax Brackets in retirement. – RobinHood – Reddit Feed


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