Personal Finance

Hoping to be approved for a credit card tomorrow – what should I expect?

Looking to head to Chase tomorrow to apply for the Chase Freedom Unlimited card. I’ve never once had a credit card, but my credit is around 650 due to getting a loan to purchase a used car (my dad co-signed as I had zero credit). The loan is over halfway paid off (around 3k left). Will I have any difficulty applying for my first card?

View Reddit by khullenView Source

reddit personal finance

reddit personal finance personal finance reddit investing reddit watches personal finance reddit financial independence reddit reddit finance r/personalfinance reddit real estate reddit frugal reddit fire reddit financial independence financial post reddit pf reddit extra mile reddit madison reddit advice reddit the challenge top subreddits lose it reddit reddit gta reddit stock market passive income reddit watches reddit reddit buy it for life extramile reddit r personal finance personalfinance extra mile reddit bills reddit reddit extramile money under 30 reddit student loans reddit australia reddit credit card reddit career advice best nsfw subreddit r/frugal reddit circlejerk reddit health how many credit cards should i have reddit finance reddit reddit taxes how to make money online reddit reddit financial best roth ira reddit circlejerk reddit 7k reddit all nsfw subreddits how does reddit make money r reddit reddit what car should i buy labcorp nyc advice reddit personal finances personalfinance reddit reddit car insurance roth ira vs traditional ira reddit r frugal reddit poverty finance what is personal finance

About the author

reddit personal finance


  • Chase *hates* being someone’s first card. You’re better off going to Discover and getting one of their student/secured cards for a year first. In addition to your low credit score, I highly doubt you’ll get approved by Chase.

  • Perhaps. Sign up with Credit Karma. It’s a free service, and will have recommendations based on your credit. You may have to start with a secured card, then upgrade up to an unsecured card in about a year.

  • I’ll reiterate that Chase does NOT like being the first card. They can be very generous later, but not at first.

Leave a Comment