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Need advice with Student and PLUS loans

I graduated about 3 years ago and have ~30,000 in student loan debt, while my parents have ~125,000 in PLUS loan debt. I want to consolidate them and refinance in my name so I can take the credit burden off of my parents. One thing I am aware of but would also appreciate clarification and guidance on is that I know the PLUS loan is technically their responsibility and in their name so is there any way around that? I basically am expecting to be paying off loan debt for the rest of my life but I mainly just want to help out my parents since I am the oldest of 4 and my other siblings will be entering the college world soon. I am making basic payments right now and I have a job that I earn roughly 30k a year doing…hoping to change that soon. Any advice?

Need advice with Student and PLUS loans – RobinHood – Reddit Feed


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