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Questions about Refinancing

I’m wondering if someone can provide some insight into my refinancing efforts. I have loans with Navient (at a very low rate) and with American Education Services (at 5.5%). I have a very good credit score according to Credit Karma and my credit card companies FICO results (right now it averages to 760).

I want to refinance my AES loan but I either can’t beat it (SoFi couldn’t do better than 5.5%) or they couldn’t show my rates (Earnest said they would need me to do an actual application).

Am I missing something with trying to get refinanced? Is it possible to earn too much money for refinance?

I’ve only tried with SoFi and Earnest so if there’s another option that I could consider, I’d be interested in trying.

Questions about Refinancing – RobinHood – Reddit Feed


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